WEEKLY MORTGAGE RATES

Survey of 20 Orange County and L.A. County lenders as of 4/1/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended 4/1/2009 3/25/2009 10/1/2008 30-year fixed 4.89%+0.34pt 4.95%+0.39pt 6.36%+0.28pt 15-year fixed 4.77%+0.25pt 4.85%+0.33pt 6.13%+0.28pt $417,000 and up 30-year fixed 6.58%+0.83pt 6.61%+0.73pt 7.50%+0.47pt 15-year fixed 6.52%+1.04pt 6.50%+0.88pt 7.22%+0.46pt Home equity lines 5.06% 5.06% 5.75% Home equity loans 8.77% 8.77% 8.70% 6-month LIBOR 1.72% 1.78% 4.04% 1-year Treasury 0.59% 0.64% 1.95% 6-month Treasury 0.40% 0.42% 1.59% 6-month CD 1.63% 1.75% 4.36% Prime rate 3.25% 3.25% 5.00% 11th District 2/2009 1/2009 8/2008 cost of funds 2.003% 2.455% 2.693% *--*