Employer Choices and HMOs
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* HMO malaise is one issue; another is employer plan choice.
During stronger economies, fringe benefit packages needed to be competitive to attract and hold quality employees. Such was the case during the aerospace / defense good times.
Now things are improving again, yet employers have retrogressed and continue to choose the cheapest plans, citing only cost-saving benefit.
What about the employees? Are they getting health plan coverage improvement anywhere near proportional to their employers’ bottom-line improvement?
Cheap, employee-hostile plans are the new standard, unlikely to see any indemnity of other liberalized health plan challenge. Sorry about that.
WILLIAM A. SPINDELL
West Hills
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